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Channel: emergency savings Archives - Canadian Budget Binder
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Canadian Students College or University Bound Prepare Your Finances NOW!

I remember when I was a young bloke and on my way to University the world was in the palm of my hands (so I thought).  I truly believe I had my head on straight back then and today given the way I...

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PF Weekly Reading List #16- I Give Up……………

What? I give up… it’s probably one of the hardest things I would have to decide to do or anyone for that matter. A part of us shatters when we are forced to make the decision to give something up in...

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Do You Really Need Cell Phone Insurance?

Cell phone insurance is a waste of money right, who needs it? Just two months ago I was so excited to have my new cell phone, a Samsung Galaxy SIII, it was an awesome  phone. First thing I did when I...

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Will the Ontario minimum wage hike help? PF Friday Grab a brew #57

IN ONE POCKET OUT THE OTHER   Surviving on minimum wage is not easy in fact when I moved to Canada the only jobs I could find were minimum wage jobs although that was still a struggle at times. Living...

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Why I No Longer Hate Making a Budget

YOU EITHER LOVE THEM OR HATE THEM   Fifteen years ago you could not have twisted my arm enough to make a budget. It wasn’t going to happen. My wife had tried several times making a budget but I hadn’t...

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I Doubled My 20% Savings Rate By Cutting Out These 5 Things

YOU CAN ALWAYS SAVE   By: Des from Half Banked One of the fastest – and safest – ways to reach your financial goals is to increase your savings rate. I say that as a millennial who isn’t making the...

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Stop Blaming The Government For All Of Your Debt Problems

DEBT= Don’t Ever Buy Things On Credit   Debt for most Canadians is still a reality and likely will be for a long time unless something changes but not necessarily from a political aspect but a personal...

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Fixed Income Seniors Struggle To Learn How To Budget

DON’T LEAVE YOUR FINANCIAL DREAMS SCATTERED ON THE GROUND   Learning how to budget after never using one has caused two seniors we know anxiety over their financial future. If they could do it all over...

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5 Point Checklist For Hosting A Successful Moving Sale : The Saturday Weekend...

NOT ALL SALES ARE EQUAL ESPECIALLY WHEN SELLING YOUR BELONGINGS.   Whether you’ve lived in a house for one year or 25 years you will accumulate stuff that gets shoved away in a dark corner and collects...

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Emergency Financial Assistance For Fixed Income Senior Parents : The Saturday...

ONE OF THE HARDEST THINGS TO DO IS WATCH THE HEALTH AND WEALTH OF YOUR PARENTS DETERIORATE AS THEY AGE   One minute you can be fine with your money and the next you’re on the verge of disaster and in...

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How To Prepare Yourself Financially For a Union Strike

A UNION STRIKE AFFECTS EVERYONE FINANCIALLY WHO ARE DIRECTLY AND INDIRECTLY INVOLVED   When a union goes on a legal strike not everyone is prepared financially especially when the union strike lingers...

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A Wage Increase Is Only Instant Gratification On Paper : Our Net Worth Update...

BUILDING WEALTH AND DEBT FREEDOM GOES BEYOND A WAGE INCREASE   Unless you get a wage increase that is far beyond your norm the only gratification most people get is seeing the bigger number on their...

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Do You Really Need Cell Phone Insurance?

Cell phone insurance is a waste of money right, who needs it? Just two months ago I was so excited to have my new cell phone, a Samsung Galaxy SIII, it was an awesome  phone. First thing I did when I...

View Article


Image may be NSFW.
Clik here to view.

Will the Ontario minimum wage hike help? PF Friday Grab a brew #57

IN ONE POCKET OUT THE OTHER   Surviving on minimum wage is not easy in fact when I moved to Canada the only jobs I could find were minimum wage jobs although that was still a struggle at times. Living...

View Article

Image may be NSFW.
Clik here to view.

Why I No Longer Hate Making a Budget

YOU EITHER LOVE THEM OR HATE THEM   Fifteen years ago you could not have twisted my arm enough to make a budget. It wasn’t going to happen. My wife had tried several times making a budget but I hadn’t...

View Article


Image may be NSFW.
Clik here to view.

I Doubled My 20% Savings Rate By Cutting Out These 5 Things

YOU CAN ALWAYS SAVE   By: Des from Half Banked One of the fastest – and safest – ways to reach your financial goals is to increase your savings rate. I say that as a millennial who isn’t making the...

View Article

Image may be NSFW.
Clik here to view.

Stop Blaming The Government For All Of Your Debt Problems

DEBT= Don’t Ever Buy Things On Credit   Debt for most Canadians is still a reality and likely will be for a long time unless something changes but not necessarily from a political aspect but a...

View Article


Image may be NSFW.
Clik here to view.

How To Spot And Handle A Billing Error Fast : Our September 2018 Budget Update

Imagine paying for something and got nothing. Well, lots of people do this but they just don’t know about it. One of the biggest complaints to utility companies is a billing error which can cause all...

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How To Repair A Refrigerator That Won’t Cool or Freeze

FRIDGE BROKE DOWN AND ALL I WANTED WAS A GLASS OF MILK AT 2AM Refrigerator problems are common for just about everyone whether you own a home or are a landlord and with that comes potential extra...

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How To Pay Yourself First : The Saturday Weekend Review #287

PAYING YOURSELF FIRST IS A GATEWAY TOWARDS FEWER WORRIES When some people read about paying yourself first on blog posts or in the media the first thing they think to themselves is, How. How am I...

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